Fire insurance for property owners and businesses
Protection against damage from fire and related perils, with guidance on meeting lender and landlord requirements.
What is fire insurance?
Fire insurance covers damage caused by fire and by perils that can lead to one, such as lightning, explosions and electrical faults. The insurer covers all or part of the cost to repair, replace or rebuild damaged property.
Why it matters
Recovery from loss
Fire can cause extensive damage. Cover helps fund repairs and rebuilding.
Contract requirements
Lenders and landlords often require fire insurance in mortgage or lease agreements.
Peace of mind
Know that you have support to recover if the worst happens.
What we help with
- Cover for fire, lightning, explosion and electrical faults
- Guidance on lender and landlord requirements
- Comparison of protection and value
- Ongoing support to keep cover adequate
Who it is for
- Property owners
- Landlords and tenants with lease requirements
- Businesses protecting premises and contents
How we help
Review the property
We look at your property and its contents.
Match the cover
We help you select cover that meets your needs and contract requirements.
Stay protected
We provide ongoing support to keep your cover up to date.
Why choose KAPL
Our advisors take a consultative approach, with clear explanations and practical recommendations. See why clients choose KAPL.
Common questions
Have another question? Send us an enquiry or call +91 99554 43613.
Does fire insurance only cover fire?
Policies also generally cover related perils such as lightning, explosions and electrical faults. Exact cover depends on the policy.
Does my lender require it?
Many lenders and landlords do. Check your agreement, or share it with us and we will help you understand what is required.
Find the right fire insurance
Contact us to schedule a consultation.