Motor insurance covers damage or loss to a vehicle and provides liability protection for accidents that involve it. Some cover is required by law for vehicles driven on public roads, and additional options can protect against theft or damage caused by natural disasters.
Why it matters
Legal compliance
Meet the legal requirements for driving on public roads.
Repair and replacement
Help with the cost of repairs, or replacement if a vehicle is lost.
Liability protection
Protection against legal damages resulting from an accident.
What we help with
Guidance on required and optional cover
Theft and natural disaster options
Comparison of protection and value
Ongoing support to keep cover adequate
Who it is for
Owners of private cars and two-wheelers
People buying a new vehicle
Anyone renewing and unsure about their options
How we help
Understand your vehicle and use
We learn what you drive and how you use it.
Choose cover
We explain the options so that you can choose the right protection and value.
Stay covered
We provide ongoing support to keep your cover up to date.
Why choose KAPL
Our advisors take a consultative approach, with clear explanations and practical recommendations. See why clients choose KAPL.
Some form of motor insurance is required by law for vehicles driven on public roads in India. Driving without it can lead to legal penalties and significant financial liability.