Group personal accident and term life cover for your people
Structured protection for employees and their families against accidental injury, disability and death, arranged under policies held by the employer.
Who it is for
- Employers adding protection beyond group health cover
- Organizations whose staff travel or work on site
- HR teams reviewing their existing accident and life cover
Why it matters
Group personal accident insurance pays a benefit if an accident leads to death or disability, as defined in the policy. Group term life insurance pays a benefit to the nominee if a covered employee dies during the policy term. Together they give employees and their families added financial protection, subject to the policy terms.
Support for families
A benefit that can help a family at a difficult time, subject to the policy terms.
One view of both covers
See how accident and life cover work together, so gaps and overlaps are easier to spot.
Clear for employees
Employees can understand what is covered and who to ask when they have questions.
What we help with
- Review of your existing group accident and term life cover
- Benefit structure options suited to your workforce
- Coordination with your group health cover
- Support at renewal
- Claims coordination assistance
- Employee communication support
How it works
Understand your team
We learn about your workforce, the nature of the work and the cover you hold today.
Compare and structure
We set out options and explain the trade-offs between benefit levels and premium.
Support through the year
We assist with changes, renewals, claims coordination and employee questions.
Our support for your organization
When your organization chooses KAVACH ASSURED for corporate insurance, this is the support you can expect.
Single Point of Contact for insurance-related requirements
Comparison of suitable insurance options
End-to-end policy coordination
Employee insurance assistance
Claims coordination and support
Renewal and policy management
Customized insurance solutions based on organizational requirements
Discuss your organization’s insurance needs
Why work with KAPL
Our advisors take a consultative approach, with clear explanations and practical recommendations. See why clients choose KAPL.
Questions about group personal accident and term life insurance
Have another question? Send us an enquiry or call +91 99554 43613.
What is the difference between these two covers?
Group personal accident cover responds to accidents that cause death or disability as defined in the policy. Group term life cover pays a benefit if a covered employee dies during the policy term, subject to its terms.
Can they be reviewed along with group health insurance?
Yes. We can look at your group policies together, so you can see how they fit with one another.
Discuss group personal accident and term life insurance with our team
Book a corporate consultation with our team.