Personal accident insurance for the unexpected
Financial protection for you and your family if an accident causes injury, disability or death.
What is personal accident insurance?
Personal accident insurance pays a benefit if an accident leads to injury, disability or death, as defined in the policy. It can sit alongside life and health insurance, which address different needs.
Why it matters
Protection against accidents
Financial support following a covered accident.
Support for your family
A benefit that can help with costs at a difficult time.
Complements other cover
Works alongside your life and health policies.
What we help with
- Explanation of accidental death and disability cover
- Review alongside your life and health cover
- Help with forms and paperwork
- Support at renewal
Who it is for
- People who travel or commute often
- Those in physically demanding work
- Families reviewing their overall protection
How we help
Review your cover
We look at the life and health cover you already hold.
Explain the options
We explain what a personal accident policy would add.
Help you apply
We help you complete the paperwork and stay on top of renewal.
Why choose KAPL
Our advisors take a consultative approach, with clear explanations and practical recommendations. See why clients choose KAPL.
Common questions
Have another question? Send us an enquiry or call +91 99554 43613.
Do I need this if I have health insurance?
Health insurance helps with medical costs, while personal accident cover pays a benefit for defined events. We can explain how they differ for your situation.
Find the right personal accident insurance
Contact us to schedule a consultation.