Fixed deposits for steadier savings
Find a fixed deposit plan that fits your financial situation, your goals and your tolerance for risk.
How it works
A fixed deposit (FD) lets you deposit money for a fixed period at a fixed rate of interest. Rates vary between banks and financial institutions. FDs are popular with those who want a predictable return, including senior citizens and retirees who want regular income and protection from market fluctuations.
What to expect
Fixed rate
Know the rate of interest when you invest.
Clear term
Choose a deposit period that matches your plans.
Regular income option
A common choice for senior citizens and retirees.
What we help with
- Guidance for first-time depositors
- Assessment of your goals and risk tolerance
- Updates on interest rate changes
- Support choosing the plan and term
Who it is for
- Savers who prefer predictability
- Senior citizens and retirees
- People saving towards a short-term goal
Our approach
Understand your situation
We learn about your finances, goals and tolerance for risk.
Compare options
We explain how rates and terms differ.
Keep you informed
We keep you informed about market trends and interest rate changes.
Why choose KAPL
Our advisors take a consultative approach, with clear explanations and practical recommendations. See why clients choose KAPL.
Common questions
Have another question? Send us an enquiry or call +91 99554 43613.
Do longer terms pay more?
Often, but rates vary by bank, financial institution and term. We can help you compare current options.
Can a deposit be withdrawn early?
Rules vary by institution and may involve a penalty. Check the terms of the deposit before investing.
Deposit rates, terms and early withdrawal rules are set by the issuing institution. Check the terms before investing.
Talk through fixed deposits with an advisor
Contact us to discuss your goals.